It never rains…..

it never rains

you know what comes next.....

I didn’t think I’d be writing a post this week as everything was going swimmingly!!!

Health insurance kicks in on Sunday - yes! On Monday I also signed up for dental insurance on a really good plan and that kicked in yesterday - yes!!!!!!

I arranged an appointment to get my mouth/teeth reviewed and that was setup for today - yes!!!!!!!!!!!!!

Whenever things seem to be going swimmingly and there are a lot of ‘yessesssss!!!!!’ involved, it is tempting fate to assume that things will continue in that fashion.

Of course today brought misery heaped on misery.

A call first thing from the dentist…..your insurance plan doesn’t exist! Followed by frantic call to insurance company….yes it does exist but no one can see it….please fix, I have an appointment on 2 hours…..don’t worry it will be fixed!

A hour passes, still no plan….oh they said, it wasn’t set to start until next month!!!! Grrrrrrrrrrr Someone put it in the system wrong……we will sort it out now!!

Text from dentist to say the plan is now available but there will be a copay……what?? I was promised no copays……sorry, copay must be paid and, by the way your really good dental plan doesn’t cover much of what we need to do today!

But I was told it would be free!!!!!!!!!!! WTF!!!

I go anyway, agree to be skimmed for the copay and get settles in with the hygienist for xrays (not covered on my really good plan), possible deep clean (not covered on my really good plan) and oh dear, are you dead? What???????????/

You have no blood pressure…..

I felt around and could feel a pulse (encouraging), move some limbs(thankfully) and was still breathing (there is a God).

Digital machine 1 attached to left wrist gives and error. Digital machine 2 attached to left arm gives an error….Let’s try the right side….Digital machine one on right wrist gives an error… get the picture….

Hygienist hoofs  off to her car boot (trunk) where she has an old fashioned pump it up and let it out and listen for a pulse…It worked!!!!!!!!! Blood pressure really good - that was a bonus.

Heart, no so good. You have an irregular heart beat. Beat 1, beat 2…..pause…Beat 3…..Atrial fibrillation is the answer.

Now, on top of everything else I now have a heart condition which, with surgery imminent, is not a welcome thing.

Now I have to wait for the surgeon and the hospital to examine me next week where no doubt this will need to be discussed as it has implications on my survival for the surgery and afterwards.

Having been x-rayed, photographed, prodded and poked the prognosis for my teeth is not good either. I will have a report to take to the surgeon who (as and when) my surgery takes place will do some extractions during the op. (might as well pour more misery on misery)….

This afternoon I discussed my really good dental plan with the insurance company (after forking out $66.50 for a copay.

Having been told (yet again) that my plan wasn’t active until next month or something, I finally get another goon to talk to who cheerfully tells me he can see the problem…the payment I made was never charged, so my really good plan was never set up and……….

I asked why this was the case, he said he didn’t know, I replied that I did know and used the word ‘incompetence’. I also told him that where I come from, people who sell really good insurance plans that don’t actually deliver can end up in court.

He suggested I talk to the people who understand plan benefits but I had to point out that until my plan was active (tomorrow??)  the benefit people couldn’t even see my plan……….

I suggested that he get someone to call me tomorrow and explain in simple terms the truth about my really good plan and why I was charged a copay.

So, the moral of the story is just when you think everything is going swimmingly, someone puts a foot on your back and tries to drown you!

….and it’s only Wednesday……

to be continued


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  1. Blanche woolwine on February 26, 2020 at 7:42 pm

    At least you still have your sense of humor. Prayers that all gets sorted out!

    • craig on February 26, 2020 at 8:36 pm

      Yeah, what else can we do 🙂

  2. Cheryl Chausse on February 26, 2020 at 8:09 pm

    Dear Craig,
    I am sorry to hear your diagnosis. I will be praying for your speedy recovery. I watch your videos over and over again. I am so blessed to have you in my life if only threw my computer.

    Cheryl Chausse

    • craig on February 26, 2020 at 8:36 pm

      Thank you Cheryl

  3. Maggie MacDonald on February 26, 2020 at 8:15 pm

    It sounds like you handled it well … really .. the heart beat defib makes you feel crappy but I’ve had it different times and my doc told me it wasn’t serious ..not sure if that helps but it’s my experience .. and mine can be triggered by stress.
    Keeping you in my thoughts buddy

    • craig on February 26, 2020 at 8:37 pm

      Thanks Maggie, much appreciated as always 🙂

  4. teresa dossett on February 27, 2020 at 7:49 am

    I had been wondering about the dental work. If they put stitches in when they take out teeth , its not as bad. Hopefully the stress did cause the you heartbeat to be off. Because of all the ins. business before that. your surgeon will check you again. I had a misread ct scan before my second neck artery surgery and had to have heart test done the day before. all was well. Just saying that they seem to test your patients sometimes. Try to remain strong and positive . You have many friends behind you. I will be so grateful when your pain is removed . Will you be able to eat or talk?

    • craig on February 27, 2020 at 7:54 am

      Thanks Teresa, eat and talk? Yes, I believe so. Ice cream and Ensure or Boost and liquid foods will help…

  5. teresa dossett on February 28, 2020 at 8:43 am

    That is great news. Some types of throat surgeries, you can’t.